If you are looking for advice on how to improve your financial management, you’re in the right place.
Do not pay the full price for anything. This is not the time for brand loyalty. Buy items for which you have coupons. For example, if you typically buy Tide detergent but have a coupon for three dollars off of Gain detergent, go with Gain and save the green.
TIP! The majority of new products include a 90-day, or even 1-year, warranty, as it is; if the item is apt to malfunction, it will likely do so during that same time frame. The only one who benefits from an extended warranty is the warranty company, not you.
Use from two to four credit cards to gain a satisfactory credit report. Using one card can take a while to improve your credit, and more than four cards means you cannot manage your finances efficiently.
Having a solid plan can be motivating, as it … Read the rest