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Solid Credit Card Advice You Can Use

While there’s always a need to have cash in the wallet, credit card use is quickly increasing. As banks raise their fees on bank accounts and debit cards, many individuals are choosing to turn to credit cards to make their daily transactions. Continue reading to find out how to get the most out of this growing financial industry.

If a fraudulent charge appears on the credit card, let the company know straightaway. By doing this, you can help your credit card company catch the thief who is making these unauthorized charges. This will also allow you to be sure that you aren’t responsible for the charges they made. It usually just takes a brief email or phone call to report fraudulent charges.

TIP! Speak with the credit card company right after you see a charge on your statement that you did not make. The earlier the credit card issuer knows, the better chance they have of stopping the thief.

This … Read the rest

Advice That Every Consumer Should Learn About Bank Cards

This article will give you some education in your use of credit cards and dodging the troubles associated with them.

It is common for card issuers to offer big incentives for opening accounts. Be sure that you fully understand the fine print, though, because many of these cards have very specific terms that you must meet to qualify for the bonus. The most common condition for the bonus is having to spend certain amounts during a set amount of months; before you get tempted with a bonus offer, make sure you meet the necessary qualifications first.

TIP! Make sure your card doesn’t have any annual fees, or you will pay too much. The exclusive credit cards, like the platinum or black cards, are known to charge it’s customers an annual fee from $100 to $1,000 a year.

Never use your credit card to buy something that are beyond your means. While it is okay to use your card for something that you know you will … Read the rest