Let’s be honest, in this day and age, people can use all the education possible on how to manage charge cards responsibly. Charge cards are a huge liability that can wreak havoc on your finances. Continue reading to find excellent tips on using credit cards.
If you cannot afford to pay cash for something, think twice about charging it on your credit card. If it is something that is going to cause you financial difficulty, you are better off avoiding the purchase.
TIP! If you are having hard times financially, be sure to inform the credit card company. If you’re likely to miss a payment, you want them to know so they can work with you, which they usually do.
Never charge items on credit card for purchases that are beyond your means. While it’s fine to use your card to purchase an item you can pay for later, you should not buy a big-ticket item that you will have … Read the rest