Charge cards are usually associated with high interest rates and bad. However, properly used, they could offer great benefits, and conveniences when properly used. Read the advantages of bank cards.
Only open retail store cards if you shop there on a regular basis. When stores submit an inquiry into your credit history for a card, this gets reported on your credit report whether or not you ultimately get the card. Too many inquiries can make your credit score go down.
Never use your credit card for purchases that cost far more than you have to spend. While it’s fine to use your card to purchase an item you can pay for later, you should not … Read the rest