This article will give you a good description of the different types of insurance, what kind you need, and which you can do without if you are strapped for cash.
Before renewing or purchasing insurance, you may be able to save money by getting new quotes. Each insurance company is different and uses different types of criteria for policy premiums they have. The bottom line is there is a significant deviation in the price of insurance premiums from company to company. Look around with at least three companies before selecting an insurance policy.
Many insurers offer significant discounts for bundled services. You can usually have cars and motorcycle insurance for a rate that is fixed. A lot of insurance companies also offer different sorts of home owners insurances.
Make sure you take pictures of your damage.
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