When you are beginning the process of straightening out your finances, it is often tempting to just splurge on meaningless items.
Big lifetime purchases include buying a car and a home. The payments and interest rates on these things is likely going to be a large portion of your budget. Try to get the balance down by at least sending in one additional payment every year or applying some of your tax return money to the balance.
Keep a small envelope with you on your person. Use it to preserve any receipts or business cards.You never know when you’ll need them to compare to your credit card statements in the small chance that you are double charged.
This is an excellent strategy which helps you to save a little … Read the rest