These tips can save you get a healthier score.
Make sure that you are never using more than 50% of your credit card’s limit. Carrying a balance of more than half your credit limit negatively impacts your credit score. Either pay this balance down or spread it out over multiple cards.
Financing homes can be difficult if you have bad credit. If your income is a factor you may qualify for a FHA loan, apply for an FHA loan; these loans are backed by the United States government. FHA loans can even work when someone lacks the funds for down payment or pay closing costs.
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Credit counselors should always be researched thoroughly before being consulted for credit repair. There are some counselors that are real, while others are basically scammers. Some are … Read the rest