While you will always need physical cash, having a bit of plastic is all but necessary in today’s society. As banks ramp up fees for debit cards and regular accounts, many people are using only bank cards for storing money and making transactions. Keep reading to find out how credit cards wisely.
Avoid purchasing items out of your budget with a credit card. Before purchasing any expensive items, consider how long it will take for you to pay it off in full.
TIP! Before closing any credit card, understand the impact it will have on your credit score. Sometimes closing a card can have a negative affect on your credit, so you should avoid doing so.
This allows the credit card companies the most opportunity to catch the person responsible. This is also limit the best way to make sure that you are not held accountable for these charges. Fraudulent charges can usually be reported through a phone call or … Read the rest