These tips can save you get a healthier score.
Make sure that you are never using more than 50% of your credit card’s limit. If your credit card balances exceed 50% of their limits, it will lower your credit score, so spread your debt over multiple cards, or better, pay down the balances.
The first step in credit is develop an effective plan and make a plan. You must make a commitment to making some significant changes in the way you spend your money. Only buy the things that are absolutely need.
If your credit is such that you cannot get a new card … Read the rest