Whether you fell prey to the guys handing out credit cards like candy on campus, went shopping too many times or suffered from the bad economy, you probably did some damage to your credit. The following tips will help you can do to repair it.
Getting a traditional home loan can be difficult, if not impossible, with imperfect credit. If possible, apply for an FHA loan; these loans are backed by the United States government. Even when the resources for making down payments or paying closing costs are lacking, FHA loans can help.
The first thing you should do when trying to improve your credit restoration is to build a plan. You have to be committed to making real changes in the way you spend your money. Only buy the things that are absolutely need.… Read the rest