But now it is time to go into damage control mode and repair your score for a solid future. The following advice can greatly help you rebuild your negative credit.
When you want to fix your credit, you need to start somewhere. Have a realistic plan and stay with it. However, if you are not prepared to alter bad habits regarding your spending, nothing will ever change. Stick to the essentials, and avoid frivolous purchases at all costs. Ensure that you can afford everything you buy and that you really need it.
Financing a home can be made more difficult when your credit score is low. If possible, try to get a FHA loan because there is a guarantee that it will be given to … Read the rest