This article is created to help you get through a financial situation.
Always have a small envelope on your person. Use the envelope to stash receipts, business cards, and other small pieces of paper you want to save. Keeping your receipts is a good idea, since they provide records of your transactions. Your receipts can be used to compare statements in the event you are charged twice for a transaction.
Having this detailed plan will be a motivator for you also, because it gives you a specific reason to work harder or curtail other forms of spending.
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Consider changing to a checking account which is free, or one which carries no service fees. Local banks, credit unions, and online banks are all likely to have free checking offers.
If you’re married, use this … Read the rest